A Partnership with Crossbridge offers Borrowers:

  • Banking and finanical expertise.
  • Expertise and modeling capabilities to assure your project scope matches your financial capacity.
  • Knowledge of the construction and real estate industries.
  • A large network of experts to aid you in bringing your goals to fruition.
  • Banking products & services designed to meet your needs.


Click here to learn about ways to work with Crossbridge

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                                                                                   •Types of Loans Offered•
•Land Loans: Borrowers typically secure loans when they are purchasing land but not yet ready to begin construction. A raw land loan may have higher down payment requirements and a higher interest rate than an improved property loan.

•Construction Loans: Construction loans are typically short-term, interim loans for financing the cost of construction. Along with the contractor and lender, you establish a draw schedule based on stages of construction. The lender makes payments to the builder at periodic intervals as the work progresses. The loan is typically due upon completion of the project, and often followed by a permanent loan.

•Operating Line of Credit: Lines of credit are a type of mortgage loan from which borrowers draw funds as needs arise. Most lines of credit mature in one year and are renewed based on the operational needs of the company.

•Term Loans: A fixed-rate term loan offers an unchanging interest rate for the life of the loan, making it easy to budget, with the same predictable payments over the life of the loan. Often a small business will use the cash from a term loan to purchase fixed assets.

•Permanent Loans: Permanent loans are typically taken out after the construction of a building is finished. These loans have longer terms with maturity dates of typically five years. Payments are made monthly with amortization periods between 10 and 20 years.